home purchase to do's

1. Employ a Realtor as your “buyer agent”
   You will have a knowledgeable professional representing you and “looking out” for your interests, while custom dictates that the seller will pay your agent’s commission.
2. Allow your Realtor to suggest a responsible Loan Officer and Lender
   Have the Loan Officer pre-qualify you for the loan and home this is affordable.
3. Perform Your Own Due Diligence
   Carefully inspect the home before writing a contract offer. Expected repairs or necessary replacements must be written into the contract or or the seller will not have a responsibility to correct.
4. Have a “Home Inspection”
   Employ the services of a recognized licensed home inspector. Make your purchase of the home conditioned upon a successful inspection.
5. Request a “Good Faith” estimate of Closing Cost from the Loan Officer
   This “good faith” estimate is a binding agreement with your lender as to the loan fees and provides you with the information as to the amount of money you will need to purchase the home.
6. Choose an Attorney Owned and Operated Title Company
   Enjoy the benefit of having an attorney looking out for your interests at no additional cost to you.
7. Request a Radon, Mold, and Termite Inspection
   Protection of your Family and your investment by requesting that your Realtor write the contract contingent upon successful inspections.